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In industrial construction, money doesn’t move on promises. It moves on proof. Banks demand it to disburse; insurers demand it to underwrite and pay claims. The Owner’s Engineer (OE) sits in the middle, converting site reality into evidence of compliance and quality that satisfies both. Why banks and insurers care about the OE Translation: Better engineering discipline ↓ underwriting uncertainty...

Montenegro may be one of Europe’s smallest economies, but its ambitions are anything but modest. As the country advances toward European Union membership and deepens its network of free-trade agreements (FTA), new opportunities are emerging in financial services, digital technology, and cross-border business. For investors and entrepreneurs, Montenegro’s transformation is turning this Adriatic nation into a strategic...

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